Nationwide Consulting for Tiny Homes / ADU's
One Time Close Construction Loan Program
The One-Time Close Construction Loan Program
The One-Time Close Construction Loan Program allows you to finance your land purchase, ADU or tiny home, construction, permits and site costs with one simple loan and one closing. Instead of juggling multiple lenders or re-applying mid-build, this program streamlines the entire process from planning to move-in, making it a smarter, less stressful way to build.
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What We Offer
The One-Time Close Construction Loan Program brings every major cost of your ADU or tiny home project together under one loan and one closing, so your financing stays aligned with your build from start to finish.
Buy Your Lot (or Use Land You Already Own)
Finance the purchase of your land as part of the same loan or leverage land you already own as equity. This option eliminates the need for separate land loans and allows your project to move forward with a single approval and closing.
Buy Your Modular or Tiny Home
Purchase a factory-built modular or tiny home that is permanently installed and approved for mortgage financing. The cost of the home is bundled into your loan, avoiding cash payments or short-term financing during production.
Pay Your Contractor & Build Costs
Construction, site work, permits and contractor payments are funded through the loan and released in stages as the project progresses. This keeps your builder paid on time while maintaining a smooth, predictable timeline.
Who is the One-Time Close Construction Loan Designed For?
- Homeowners adding a modular unit, barndominium or ADU
- Buyers purchasing land + a tiny home
- Families downsizing or multigenerational living
- First-time buyers overwhelmed by construction loans
- Investors looking for clean, predictable financing
How the One-Time Close Construction Loan Works
5 simple steps:
- Free feasibility & strategy call
- Review property, build type and goals
- Structure the loan (land + build + costs)
- One approval. One closing.
- Funds released as your project progresses
No second loan. No re-approval.
Are You Ready to Get Started?
Unlock your property's potential with our loan options. Our one time close construction loan makes it easy. Apply now and turn your vision into a reality!