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Renovation Loan
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Renovation Loans in San Diego, CA, With RJ Jaramillo and Fairway Home Mortgage
Renovation loans in San Diego, CA are essential for homeowners looking to update, restore, or breathe new life into their property, including adding on a tiny home / ADU (accessory dwelling unit). With help from the RJ Jaramillo and Fairway Home Mortgage team, these loans help bridge the gap between your vision and reality with tailored options to fit your needs.
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Why Consider Renovation Loans
Transforming your home begins with finding the right renovation loan. Renovation loans provide the financial means to help you achieve your home improvement goals easily and efficiently. Though created for home improvement projects, renovation loans now support building a tiny home / ADU based on the future value of your property after the unit is built. Learn more about what renovation loans cover, including:
Home Equity Line of Credit (HELOC)
Your home equity line offers a 10-year interest-only draw period, transitioning to 20-year principal payments.
After Renovation Value (ARV) HELOC
Borrow up to 90% of your home’s After Renovation value for your owner-occupied (primary) or second homes. Minimum loan amounts start at $50,000 with flexible caps.
No Standard Draw Inspections
Simplify the loan process by avoiding additional draws or inspections, ensuring a hassle-free renovation experience.
Bring Your Dream Home to Life
The professional team at RJ Jaramillo and Fairway Home Mortgage prioritizes simplicity and clarity throughout the renovation loan process. Whether you’re updating a single room, converting space into a tiny home / accessory dwelling unit (ADU), or transforming your entire home, we’re here to help make it happen. We help you find the best loan for your needs, ensuring a smooth and straightforward process. Don’t wait! Reach out today and take the first step toward your dream renovation.
Flexible Financing for Your Tiny Home / ADU Dream
Unlock your property's potential with our flexible tiny home / ADU loan options. Apply now and turn your vision into a reality!